Our VISA credit cards offer competitive rates, generous credit lines, and excellent service and are backed by VISA’s Zero Liability Guarantee.
Interest Rates & Interest Charges |
Visa Platinum |
Annual Percentage Rate (APR) for Purchases |
8.99%, 9.99%, 12.99%, or 15.99%
based on your creditworthiness. |
APR for Balance Transfers |
8.99%, 9.99%, 12.99%, or 15.99%
based on your creditworthiness. |
APR for Cash Advances |
8.99%, 9.99%, 12.99%, or 15.99%
based on your creditworthiness. |
Penalty APR and When It Applies |
None |
How to Avoid Paying Interest |
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on retail purchases, cash advances and balance transfers if you pay your entire balance by the due date. |
Minimum Interest Charge |
None |
For Credit Card Tips from the consumer Financial Protection Bureau |
To learn more about factors to consider when applying for or using a credit card, visit the web site of the Consumer financial Protection Bureau at http://consumerfinance.gov/learnmore. |
Fees |
Visa Platinum |
Annual Fee |
None |
Transaction Fees
|
None
Up to 5.0% of the amount advanced – up to $25.00
Up to 1.0% |
Penalty Fees
|
Up to $20.00
None
Up to $25.00 |
Other Fees |
None |
VISA CREDIT CARD DISCLOSURE
* All credit card applications subject to credit examination and approval
Apply for a Credit Card
Applying for a SACU VISA Credit Card is an easy process – simply complete our secure online application or contact us for a paper copy. Along with the completed application, proof of income is necessary for all new lines of credit. Once we receive all required documentation, we will be in contact.
Advantages
- Pay NO annual fee
- Pay NO balance transfer fee
- Can access your account FREE 24/7 online through ezCardinfo.com
- Can take advantage of Verified by Visa for added peace of mind
- The card can access over 200,000 ATM machines and 12 million merchants worldwide.
- Have NO ‘”default rate” to contend with (if you are late with a payment with our card you simply pay the penalty fee along with your payment, your card rate does not change!)
- May make your monthly payments on-line with ezcardinfo.com, by mail or in person at SACU
- Worldwide acceptance
- May report a lost or stolen card 24/7
eZCardInfo.com
EZCardInfo.com is a great feature for our SACU VISA® credit card users – save the link below on your desktop and list it as a Favorites link! It provides convenient and secure online access to your credit card account information. Benefits include:
- Get your current account summary
- View Statements
- Review and download card activity
- Make a one-time or recurring payment
- Set up e-mail or text alerts for your account
Maintain a more accurate financial picture of your card activity and payments history by registering today. Check it out at www.ezcardinfo.com.
Have Questions?
If you have an issue, concern, or a question regarding your SACU VISA Credit Card, the following resources are available for your use:
Customer Service: 800-299-9842
Fraudulent Transaction Claim: 800-600-5249
Lost or Stolen Card: 727-570-4881
After Hours: 866-604-0381
Send Billing Inquiries to:
Customer Service
PO Box 30495
Tampa FL 33630
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