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Share Draft Account

The Scott Associate Credit Union offers a basic share draft (checking) account with interest paid on accounts that maintain an average daily balance over $1,000.00.  You may make deposits into your share draft account over-the-counter, by mail, through Bill Payment Services, through payroll deduction or by ATM. 
The basic share draft (checking) account offers members a top of the line service that includes:

  • No hassles with cancelled checks because you generate carbonless copies
  • No monthly service charge
  • Unlimited check writing and deposits with no per check or per deposit fees
  • No ATM surcharge fee at thousands of MoneyPass and AllianceOne select ATMs
  • All funds are immediately available for members in good standing
  • 24-hr account balance access via Voice Response or Home Banking  (call our office to request your PIN #)
  • Online Home Banking, Bill Pay and eBill
  • E-Statements

As an added bonus, average daily balances over $1,000 earn competitive interest rates, giving you just one more reason to love our Share-Draft Checking Accounts.


For qualified members, the SACU share draft account may also be combined with a MasterCard Debit Card program. Debit Card Application


The SACU offers a variety of inexpensive check styles through Harland Check Printers.  Reorders can be made by calling or visiting the SACU office or by accessing Harland Check Orders.

Open An Account

Opening a SACU Checking Account is an easy process and may be completed either by mail or by visiting our office. An opening deposit of $5.00 is required.


Contact a Member Service Representative today for more account information. Or, complete the Account Request Form online or return it to us by dropping it off, faxing, or mailing and we’ll get you started on the road to financial freedom!


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Phone: (937) 644-7385  |  Toll Free: 1-800-821-8173  |  Fax: (937) 645-2749  |  ARU: 937-645-2600 or 1-800-811-2546
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Scott Associates Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 800-821-8173.